How Impact Windows & Doors Improve Safety and Compliance for Condos

Introduction

For multi-family properties in South Florida, windows and doors are critical weak points during hurricanes. Miami-Dade and Broward have some of the strictest impact resistance codes in the nation, making upgrades a must for HOAs and condo boards.

Impact-rated systems not only protect against storms but also improve security, efficiency, and compliance.

Why Impact Systems Are Critical in Miami

• Hurricane Protection – withstand flying debris and high winds

• Code Compliance – required in Miami-Dade’s High Velocity Hurricane Zone (HVHZ)

• Insurance Benefits – discounts for communities with impact systems

• Resident Safety – prevents dangerous blowouts during storms

HOA Benefits of Upgrading to Impact Windows & Doors

1. Safety & Liability Reduction – reduces risk of storm damage claims

2. Noise Reduction – improves resident quality of life

3. Energy Efficiency – lowers cooling costs in condo units

4. Increased Property Values – more attractive to buyers

Common HOA Challenges

• Cost Concerns – impact systems are more expensive upfront

• Owner Approvals – upgrades often require a majority vote

• Project Logistics – phasing installation in occupied buildings

Financing Options for HOAs

• Reserve fund allocations

• Special assessments with long-term payoff

• Financing programs designed for condo associations

Compliance and Recertification

Upgraded impact systems help buildings:

• Pass 40/50-year recertifications

• Meet insurance underwriting requirements

• Maintain compliance with Florida Building Code

Conclusion & Call to Action

For HOAs, impact windows and doors are more than an upgrade—they are a compliance necessity and a financial investment in safety.

👉 Protect your building and residents. Contact Mersco Miami at 305-363-4682 to learn more about impact window and door installation.